flat rate cash back credit card

What Is the Standard Cash-Back Rate for Credit Cards, 1.5% or 2%? — Photo by SHVETS production on Pexels

Surprising Truth About 1.5% Credit Cards Wins

In 2024, I examined credit-card reward structures and found that a flat-rate 1.5% cash back card consistently delivers higher net returns for the average spender. Simpler rewards reduce mental overhead, avoid hidden fees, and keep interest costs low. Why Savvy People Ignore The 2% Credit Card Craze When I