balance transfer negotiation

My Friend Debby Owes $40,000 on Her Credit Cards. As a CPA, Here Are the 7 Steps I Told Her to Take — Photo by Inês Pavão on

Credit Cards Erase $40K Debt for Debby

Credit Cards Erase $40K Debt for Debby Debby eliminated a $40,000 high-interest credit card balance by securing an off-market 0% APR balance transfer and structuring a 15-month payoff plan. **$40,000 at 23% APR generates $9,200 in interest in the first year** - a figure that illustrates why